Math it before you book it.
Most travel sites sell you a destination. This one tells you what it actually costs, before you book.
What you can do here
Most travel sites sell you a destination. This one helps you decide if the math actually works, before you book anything.
Disney, cruise, all-inclusive, Hawaii, Europe, road trip. Itemized 2026 math, including the fees and add-ons brochures bury.
Open the calculators →
2Most people pick a destination first and find out later they can’t afford it. Reverse it. Tell us what you have to spend.
Run the reverse math →
3 NewEnter your departure city, the months you could travel, party size, and budget. We rank 100 destinations by what your money buys that week.
Open the Trip Finder →
4Three questions, three ranked cards. No card schemes. Built around what you actually charge in a year.
Find your card →
5Enter your trip total and target date. See your weekly savings target, plus how much existing card spend can offset.
Plan the funding →
Why the math matters
Most travelers never see the real total until the credit card statement arrives. By then, the trip is already over.
of American travelers plan to take on debt for summer trips — the kind of debt that outlives the vacation (Bankrate, 2025)
average credit card balance carried by U.S. cardholders — at a 21% APR, that’s real money lost every month (LendingTree / Fed Reserve, Q3 2025)
spread between a Value and Deluxe 7-night Disney trip for a party of four — same week, same parks, different math (NerdWallet, 2026)
The danger isn’t the card. It’s booking before you know the total. Every calculator on this site is biased toward over-counting costs, and every card recommendation assumes you’re paying the statement in full.
Read before you run the math
Plan with confidence. Each guide points to the calculators and the sources behind every figure.
Family Trips
Disney, theme parks, all-inclusives, road trips. Itemized 2026 math.
Read the guide →
Cruise Math
Gratuities, drinks, Wi-Fi, excursions, port fees, hotel. All disclosed, almost none added.
Read the guide →
The Big Trip
Real 2026 cost ranges, flight timing, what points can and can't do.
Read the guide →
Who’s behind this
Not a CPA. Not an influencer. Someone in Orlando who got tired of watching people assume Disney, cruises, and Europe were reserved for someone else.
They aren’t. They’re math problems most people were never taught to solve.
So I built the math. Every calculator on this site is sourced, itemized, and biased toward over-counting costs and under-counting card value — always assuming you pay the statement in full. That’s the credential here: the work holds up when you check it.
Tuesday mornings, I share what I find.
— Chris Bacon, Orlando, FL
Memories aren’t reserved for the rich.
One email a week. What to book, what to skip, what’s actually a deal. No card schemes. No hype.